Sofia Gimenez: Why I Chose a Career in Insurance?
Why I Chose a Career in Insurance (and What You Should Know About Best Car Insurance Options)
Hi! I’m Sofia Gimenez, 24, and originally from São Paulo, Brazil — but for the past three years, I’ve been working in the U.S. as a licensed insurance advisor in California. I didn’t always know I’d land in this field. In fact, growing up I dreamed of being a psychologist. Turns out, I still use a lot of those skills—just in a different setting.
You know that feeling of adulting for the first time? That moment you realize no one taught you how deductibles or premiums work? I’ve been there. And today, I help people (especially women like me!) navigate this confusing world of insurance so they can make empowered decisions.
So, what is the best car insurance — and why should you care?
When I first moved to LA, I didn’t have a clue about liability coverage or comprehensive insurance. I just knew my roommate said “you need coverage or you’ll go broke in a crash.” And she wasn’t wrong.
The truth? The “best” car insurance depends entirely on you. Your driving record, credit score, zip code (yes, seriously), and whether you want basic protection or full-blown peace of mind all influence what’s right.
Still, here are a few names I trust (and why):
Geico: Amazing for students or young drivers. Cheap, no-frills.
State Farm: Great for bundling (like if you want car and renters insurance).
USAA: Only for military families, but unbeatable service and rates.
💡 Tip from me to you: Use platforms like The Zebra or Policygenius to compare quotes. It takes minutes and saves hundreds.
Real Talk: Insurance Isn’t Just Legal—it’s Liberation
When my friend Clara got into a hit-and-run last year, her liability-only plan left her car totaled and her wallet empty. Watching her go through that was rough. That’s when I realized how important comprehensive coverage is — especially for women who might be more financially vulnerable in early adulthood.
Think of insurance underwriting like a risk detective. Insurers don’t guess how risky you are — they analyze data: age, job, credit, driving history. So if you’re a safe driver with decent credit? Leverage that! You deserve lower rates.
Okay, but what about health and life insurance?
Glad you asked. These are the two I see most young women neglect.
Health insurance: Even if you’re healthy now, an unexpected ER visit could cost you more than a MacBook Pro. Look into cheap health insurance plans via the Marketplace or your employer. I often recommend Oscar Health or Blue Cross Blue Shield for women under 30.
Life insurance quotes: I know, I know. You’re 24. But life insurance is way cheaper when you’re young. Term life policies can cost less than your weekly Starbucks budget—and it gives your family security in the worst-case scenario.
What I’d tell my younger self
Start small. Learn the lingo. Don’t buy coverage just because your cousin said so. Ask questions, read the fine print, and shop around.
Most importantly: you deserve protection. Insurance isn’t boring—it’s a safety net that allows you to dream bigger without fear.
Resources I swear by:
Thanks for reading! Feel free to DM me on Instagram @sofia.insures if you ever want to talk coverage (or coffee—I’m into both!).